Lincoln County Journal

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Buying a house requires more patience than money

Posted on Monday, January 20, 2014 at 9:02 am

Nearly six months ago my wife and I headed down the long road to homeownership and we are finally arriving at our long awaited destination.

It took months of bickering about location, cost and type of construction before we finally reached an agreement on what to even begin looking for. From there we decided to get a realtor, Kevin Jayne, who had as much patience as anyone could when dealing with my wife and I. It seemed as though one of us couldn’t like a house without the other completely disliking it.

So round and round we went looking at houses Kevin found for us looking at houses one of us found online and looking at houses friends and family members told us about until we finally found the house we both thought we could call home.

This was the first time I thought my patience had truly run out and I was happy to finally make an offer on our first home. What I didn’t know at the time was that our struggle to get in to our first home had just begun.

Everything appeared to be going smooth at first as our offer was accepted and a closing date was set for December 2, 2013. This date seemed to be perfect. We would move in set up Christmas decorations and have our first Christmas at our new home just weeks after moving in. Unfortunately this date came and went and after filing for an extension a new date was set for December 22, 2013. A nice early Christmas present to ourselves. A present that required us to resubmit all the paperwork we had filled out because we switched our loan type.

Again, December 22 came and went and no house as the bank we were purchasing from didn’t have the deed and a new date was set for January 22. Then two days ago I received a notification stating I had to get another inspection done, which will now be completed on the day of our closing.

All in all, I have learned that just because we had the money to buy a house didn’t mean we were prepared to buy a house. For now I’m just keeping my fingers crossed that by this time next week I will have dotted all my I’s crossed all my T’s and the smoke will have settled on my journey to home ownership.

By Clint Mix